Organization: Raqami Islamic Digital Bank

We’re Hiring: Senior Manager Credit Risk

Job Purpose:
Responsible for managing credit risk frameworks, monitoring credit portfolios, and ensuring compliance with internal policies and regulatory requirements.

Key Responsibilities:

• Develop and review Credit Risk Policies and Frameworks**, as per the rules of the regulators.
• Follow the Bank’s Risk Limits** and guidelines.
• Assist the Head Credit Risk in developing policies and procedures.
• Monitoring Credit Portfolios, identifying new risks and analyzing performance.
• Risk assessment of Credit Proposals and supporting approvals.
• Prepare Credit Scorecard and regularly check/validate.
• Ensures the quality of **Digital Approvals**.
• Provide MIS and reports** to Management and Risk Committees.
• Follow SBP Regulations** and Internal Risk Principles.
• Supporting Portfolio Stress Testing and Risk Monitoring**.
• Ensuring that Environmental and Social Risk** guidelines are kept in mind while building portfolios.

Qualification & Experience:

• Bachelor’s/Master’s degree in Finance, Economics, or related field.
• Professional certifications (MBA/FRM) preferred.
• 7–10 years of experience in credit risk within banking or financial services.

Location: Karachi

Key Skills:
Credit risk analysis, portfolio monitoring, regulatory compliance, risk reporting, and strong analytical capabilities.

Interested candidates may apply by sending their profiles to careers@raqamidigital.com